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comment by mk
mk  ·  4818 days ago  ·  link  ·    ·  parent  ·  post: Debunking the Bunk
Thank you for the detailed reply. Yet, I find it a bit disheartening. Not because we disagree, but because we disagree in such predictable ways. Much of what you wrote is familiar to me as the conservative approach I find in US literature, news, editorials, etc. And, if I were to state my opinions on these topics, you'd probably find they align pretty well with the liberal approach that you are familiar with.

For instance, let's look at our opinion on the capital gains tax. Personally, I think that in time, a low capital gains tax results in aggregation of capital to those who can afford to invest it. That is, once salary isn't your main source of income, you graduate into a special low income tax bracket. IMO, this rewards wealth more than it does work or investment. If you couple that with no estate tax, you get wealthy children that are born into a low tax bracket, and they and their grandchildren will remain so with only modest effort.

But, to be honest. I'm not really interested that much in that argument. Because, truth be said, in some ways we are both wrong. That is, there are probably two scenarios in which a healthy society could thrive: one where the capital gains rate was reasonable in my mind, and one where there was no capital gains (the scenario that you feel is reasonable). HOWEVER, both those scenarios probably require implementation of other parts of our ideologies to be viable overall. Or, in short: A liberal law in a conservative system is perverted, and a conservative law in a liberal system is perverted.

This is where I find the US. We are in an ideological struggle that neither side will win. And, what is worse, each of our respective victories will not provide what we intend, because they are not implemented as part of a rational system. Our individual victories each reflect different systems that will never come to pass. It's that classic: "But you're not doing it right!"

Perhaps I am arguing for a centralist position, but I think it's more than that. There are many many ways that you and I can make our country a better place to be. However, it will never look like the way that either of us would choose. I think we need not to be half conservative and half liberal, but something else. Something that would probably be very difficult to label.

Deep down, you and I will likely always wish that the country was doing something closer to our personal worldview. However if we want the country to do well, we need to understand that that will never come to pass. IMHO we need to build a workable system that is enlightened by our worldviews, but not reflective of them. I strongly believe if any country represents the worldview of one person (or one group of persons in agreement) then the country will fail. Even if that worldview happens to be my own.

As an example, although I disagree with much of his political ideology, I voted for the Republican Rick Snyder for Governor of MI. He is a conservative, but I believe he is more than that. I didn't get that his Democrat opponent Bernero was more than a liberal. Perhaps he is, but I didn't hear it.

BTW, I do agree with a couple of your points. :)





hootsbox  ·  4667 days ago  ·  link  ·  
By the way, the reason capital gains are taxed at a lower rate is to encourage investment and finance companies that hire people like you and I. How do you think venture capitalists work? They get big rewards because they take their money and risk it on ventures that may or may not work out which is more than most folks are willing to do! How many success stories would we have in this, and other, countries, if people did not risk capital? How many people have been hired due to Microsoft or Apple (and related industries) worldwide - hmmm? You state that there will be aggregation at the top, however, many capital gains are made by senior citizens in their savings, 401K, IRA, etc. Many "working class folks such as firefighters, teachers, etc., through their pensions and like instruments, also make capital gains. Also, other working folks, like you and I probably are, also get capital gains through our mutual funds, 401Ks and the like. So, to say that it all aggregates at the top is not telling the whole story; we all make capital gains. Let's look at it another way, MK. I don't suppose that if the real estate market were in good shape these days, and you bought a house near where you are for (simplification's sake) $150,000.00. You worked and lived there ten years, then you got transferred, and at that time, your home is now worth $200,000.00. So, (given we also ignore the $600,000.00 capital gains tax exclusion in buying a new home) you would, if you sold it and cashed out, you would pay 15% (or whatever the CG rate is at the time) on the 50K. If I read you correctly, you will be willing to count that as regular income and pay 24.5 percent on that 50K right? I don't think so buddy; you will do what the law says and so do millions of "regular" people.

Let's take one more example of the "Buffet Rule" since the current "politic speak" is, "Why should Warren Buffet pay less of a tax rate than his secretary? This is not FAIR!" Well look at FACT Check's research here:

http://www.factcheck.org/2011/10/shes-no-buffetts-secretary/

Or this one about the teacher who makes $50,000.00 a year:

http://www.factcheck.org/2011/09/obamas-teacher-tax-whopper/

Part of this "half baked" idiom is that Warren Buffet pays himself less of a "salary" than his secretary, so on ordinary "payroll" income; he would pay a lower percentage. Do you think that he really pays fewer taxes than his secretary? Here's a Forbes article on the subject:

http://www.forbes.com/sites/paulroderickgregory/2012/01/25/w...

As to those that "inherit" their wealth over those who actually invent stuff and work for it like a, now deceased, Steve Jobs, here are a couple of links if you care to read. Money magazine had an article a few years ago as well and estimated that only 10% of the top 1% of the wealthiest persons actually "inherited" it.

http://www.consumerismcommentary.com/most-wealthy-individual...

If you expand it to just billionaires:

http://moneytipcentral.com/self-made-vs-inherited-billionair...

As to who pays what and what is FAIR? Here's the real story:

http://ntu.org/tax-basics/who-pays-income-taxes.html

The bottom line, this "the rich don't pay their fair share" is a bunch of bunk foisted on the American people by political "charlatans" who exploit those who won't do the research, into believing "half truths" and "twisted stories" and "slanted presentations of the whole story" to gain political favor and get "voted in" so that they can reward their "political buddies" who helped them gain power. The only way you and I can help "clean up Washington" is to make informed decisions about who we sent to represent us (no matter what party you have a tag to!), and send people who are willing to tackle the tough problems "head on" with no "cock-n-bull" stories and let the American people know the facts - period. As long as we vote these disingenuous individuals in, we will get what we vote for. Let's FIRE the ones that don't do a good job - they work for US - not the other way around!

mk  ·  4667 days ago  ·  link  ·  
I feel like you didn't read my comment.

I can see the benefit of a low capital gains targeting seniors or other middle income Americans. We could reinstate a marginal rate for capital gains similar to most of the rest of last century. Are you aware of what the marginal rates were?

http://en.wikipedia.org/wiki/File:MarginalIncomeTax.svg

A very basic example of a fairer capital gains code, would be for earnings over 1M, it is taxed as normal income.

Look, I do brain tumor research. I went to school for 20+ years to do it. I work to develop cures and treatments for a very deadly disease. If you are very savvy, you might get me to buy in on a philosophical level how someone like Warren Buffett or Mitt Romney does something commensurable to pay at a level of 1000x or 200x mine. But, you will never get me to agree that they should be taxed at half the rate. That's not a worldview I will buy.

Tax rates shouldn't decrease as earnings do. Being wealthy is a pretty good reward, no need for a regressive tax rate.

hootsbox  ·  4662 days ago  ·  link  ·  
As I have stated prior, I am more of a flat taxer and favor dumping the current tax code with all its finagling and changes to reward political supporters, lobbyists, and "friends". This currently applies and has applied to ALL POLITICAL PARTIES, and we should elect people who will actually make changes in the tax code. However, we still disagree on the progressive taxation issue which does, factually and historically, have its roots in Marxism (which I completely reject). To say to a person, who creates thousands and millions of jobs and creates employment opportunities for those folks to move from lower all the way to upper class, that you should be penalized for taking the effort, putting your capital at risk (they don't always work out and nobody wants to hold "protests in the park" to get them reimbursed even if they lose everything!), sacrificing time to build that enterprise, that we should now take the choice to "share or contribute to charities of choice" (understanding not everyone has the heart to do so, but I bet you and I would!) and force them to pay for others (who don't do the same things and never would because they are just not "motivated" to do so) is just not the right thing to do - IMHO! Good Day!
easynow  ·  4667 days ago  ·  link  ·  
Typical politicians"Always answer the question they'd wished they'd been asked". Apparently you were wishing that someone asked you about the Warren Buffet Rule. What I read in mk's previous comment was a genuine desire to try to get beyond the standard rhetoric of Right vs. Left. He literally says regarding the capital gains discussion "But, to be honest. I'm not really interested that much in that argument, but it's very evident that you are. The differences here are predictable. And that's kind of sad.

I'm curious Hootsbox, what are some of the areas of politics that you think Left and Right agree on? What can we get done as a country? Where is there common ground?

Now ask yourself this, how often do you focus your energy on these things?

hootsbox  ·  4662 days ago  ·  link  ·  
I probably should have put it in the thread on "Is Capitalism the Villian", but others in the current thread mention taxation and the way it should be applied. I used the "Warren Buffet" story because it is headline and current and has an object lesson to both arguments, and it is just the type of thing that gets bantered about in the press, on political speeches (and a featured item in the State of the Union Address).

On a very high level, at this point in the discussion, I would say both the Right (or Center Right) and the Left (or Center Left) would agree that:

1. Corruption is bad no matter where, when, who, and what realm it is in. 2. The concept that people take financial and political advantage of people and that is wrong is a point of agreement - that applies across the board I would think. 3. That politicians have taken the place of "statespeople" and honest representatives and made our current government structure one that is not enviable IMHO. That would be a point of agreeement.

thenewgreen  ·  4662 days ago  ·  link  ·  
Hey hootsbox, hope you are well. Perhaps what easynow is referring to is that when you hit "reply" under a previous comment it is generally assumed that you are carrying on a conversation with that individual. Meaning you respond to their previous comment and points. Otherwise, just use the text box at the top of the post for general comments. Does that make sense? Glad to see you on the hub! -TNG
easynow  ·  4661 days ago  ·  link  ·  
That is part of what I was referring to. I just see Hubski more as a place where people come to discuss new or interesting ideas not argue using boiler plate rhetoric from fox or cnbc.
hootsbox  ·  4817 days ago  ·  link  ·  
I think it is more "looking in the rear view mirror" of history as to what works and what does not work. For instance, our Founders had a good look at Totalitarianism, Monarchs with their fuedal systems, and such movements as the French Revolution (the reign of Terror - which turned into nothing more than unbridled jealousy and a murderous mob). They formed our country a lot on what to avoid. We can do the same. We can look at all that, plus we get to view the sytems of Fascism, the Nazi regime, the Marxist bred regimes of Communism, and the current democratic hybrid Democratic Socialist regimes. We can see which worked and which did not. Capitalism, it can be pointed out, has faults, but that is due more to the "nature of man" than the mechanisms to create a higher standard of living for the greater majority of people. I don't think it is as much "make it like my world view" as it is "make a wise choice from observing historical patterns and results. All political systems are subject to the "nature of man", and there is no true altruistic and benevolent form of government on earth period. So, let's make the wisest choices we can make. In our current world, Communism and Socialism have not worked well in history no matter where it has been implemented. To say, "We just haven't done it right" is being like an ostrich with its head in the sand" - they don't work - they destroy personal incentive, worth and the feeling of accomplishment. We you make the individual a subservient member of the state (you can call it the "greater good" if you want but its the same thing - study closely the French Revolution and its founders and look at the fruit on the tree), but we lose the incentive to achieve and achieve greatly and it breeds mediocrity and complacency. So, let's march on and "keep the faith so to speak".
mk  ·  4817 days ago  ·  link  ·  
I can agree with much of this. However, I think government can be a force for good when it enables us to live better together. We must make it so, because there is no alternative. We must have a form of government. The Founders did an amazing job, and we are lucky to have a living document that can adapt to our times.

Power is power. Whether it be government, corporate, or criminal, power can suppress. The state is subservient to me by design. No other power is. Of course, the state isn't wholly subservient to me, and it is very far from perfect, but it is in actually designed to serve me. Yes, if I am a potential customer, corporate power might bend to me, but only so far as that it can turn a profit from me. Corporate power bends to the state, and criminal power bends to violence and the state. We can have a healthy and subservient state. We must if we are to make sure that our rights aren't suppressed by other powers. IMO, "the nature of man" is the primary litmus test when designing government. That's why I am skeptical of libertarianism as much as communism, IMHO both are very fragile when exposed to the nature of man.

I agree about avoiding laws that destroy personal incentive. Keep people moving forward, and build a sense of purpose and growth.

hootsbox  ·  4784 days ago  ·  link  ·  
I would agree that government has a role: make the playing field free from government intervention into the marketplaces in lieu of letting the individual pursue their dreams and goals without fetters. This will produce the widest offerings of "public good" (i.e. Edison - the electric light bulb, Alexander Graham Bell - the telephone, the Wright Brothers - air flight, and on and on). This is the role of good government.

A wise and frugal government, which shall leave men free to regulate their own pursuits of industry and improvement, and shall not take from the mouth of labor the bread it has earned - this is the sum of good government....Thomas Jefferson

hootsbox  ·  4817 days ago  ·  link  ·  
I'll disect some of the other points, but to the point of capital gains, I can only point out the facts that higher capital gains hurt much of middle America and retirees (because they are vested in mutual funds, stocks, etc. in their 401Ks or IRAs or like instruments). Do wealthier people (like Warren Buffet) pay lower taxes due to capital gains being their primary source of income and not a salary, etc.), yes at this time. However, with a flat tax (and little or no exemptions) you would not have the two tiered structure, so, in our case Warren, would pay the same percentage as me (just a hard working corporate guy). There would be NO loopholes, special write-offs, etc. The only "write-off" in a flat tax system is for capital investment items like factory setups, machinery, and the like for businesses. However, in some years, they may pay no taxes due to say putting in a new assembly line for transmissions for cars, but the next year, they don't get that special deduction - so they pay more. This way everybody pays the same percentage and there is no favoritism. Of course, we would have to ammend the 16th Ammendment, but his is the prescribed process of change. The "Fair Tax" as I understand it, would help capture more of the "black market" stuff that gets bought and sold with cash from drug dealers, etc., but I need to make the effort to become more adroit on this tax system. Our currrent tax system is highly disfunctional, and has been used for political favoritism by both parties for years! Let's stop that one and make it simple. By the way, the flat tax system would still allow the accounting industry to employ a lot of people albeit not as many as the current system and its 65,000+ page tax code. Even with a flat tax, we could still exempt the very poor and disabled (like the people without legs we all see in any given metropolitan downtown area). We'll chat on other issues too - enjoy the dialogue.
mk  ·  4814 days ago  ·  link  ·  
Do wealthier people (like Warren Buffet) pay lower taxes due to capital gains being their primary source of income and not a salary, etc.), yes at this time. However, with a flat tax (and little or no exemptions) you would not have the two tiered structure, so, in our case Warren, would pay the same percentage as me (just a hard working corporate guy).

So say if the flat tax was 28%, Warren would pay 28%, even on income made from investments?

hootsbox  ·  4812 days ago  ·  link  ·  
The way I have studied the flat tax, it is a tax on income including income from "captial gains and dividends". Income would be treated as income period, but it would only be taxed once.

Unlike the current system, a flat tax is simple, fair, and good for growth. Instead of the 893 forms required by the current system,[4] a flat tax would use only two postcard-sized forms: one for labor income and the other for business and capital income. Unlike the current system, which discriminates based on the source, use, and level of income, a flat tax treats all taxpayers equally, fulfilling the "equal justice under law" principle etched above the main entrance to the U.S. Supreme Court building. And unlike the current system, which punishes people for contributing to the nation's wealth, a flat tax would lower marginal tax rates and eliminate the tax bias against saving and investment, thus ensuring better economic performance in a competitive global economy. [4]laborBased on a search of Internal Revenue Service "Forms and Publications" Web site, at www.irs.gov/formspubs/index.html (April 19, 2005).