If you don't have the drive or natural talent to do something VERY WELL, then don't go in debt getting a degree in the field. It is as simple as that. Other people paid for this person to go through college. And he thinks he has the right to just "not pay them back". That is a ridiculous amount of entitlement right there. If you do not think getting a professional degree in a certain field will help you pay back your loans, you should probably not take out a loan. I do not want to turn this into a discussion of "To STEM or not to STEM", but people these days seem to think that getting a degree is required, and since it's required, "I might as well get it in something I like!" You do not need a degree to be an artist - musically, graphically, or otherwise. That is a genuine passion for a field that you can teach yourself. Going into debt to learn to draw, write (creatively, not grammatically), or play an instrument is absolutely asinine. These are hobbies, not professions. You get a degree for a profession.