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comment by thundara
thundara  ·  4275 days ago  ·  link  ·    ·  parent  ·  post: Understanding bitcoin

Bitcoin is nice, but a certain point, I don't see how it can scale. Let's just poke at one of the problems: loss of currency and the ability to inflate. Currently, if I have 100฿ in my wallet and that is lost to technical error (I misplace my USB drive, my computer melts down, etc), it's gone from the system for good. While the blocks were being filled out in the past to generate the initial pool of money, now that it is almost all assigned, they can't "print" more without overwriting blocks that are already owned. On a long enough timeline, bitcoins can only deflate in value and the pool can only shrink, assuming its value against other currencies does not change.

Additionally, I know hacktivists like to hate on any form of central control over a money base. But I was under the impression that all the micromanagement the federal reserve has over printing money and setting lending rates is beneficial to a functional national economy. Bitcoins might work fine for black markets, but what points do they have going for them in a normal economy?





user-inactivated  ·  4275 days ago  ·  link  ·  

    Let's just poke at one of the problems: loss of currency and the ability to inflate. Currently, if I have 100฿ in my wallet and that is lost to technical error (I misplace my USB drive, my computer melts down, etc)

I've never used BTC, but is there not ... cloud storage, or a remote backup, or some sort of failsafe? The situation you describe just seems to obvious for there not to be a workaround.

dublinben  ·  4273 days ago  ·  link  ·  

I have my laptop backed up, but still managed to lose the BTC in my wallet because the program is a piece of crap.

mk  ·  4272 days ago  ·  link  ·  

Ouch. What program?

mk  ·  4273 days ago  ·  link  ·  

There are a number of approaches. You can actually even have a paper wallet. Putting it in a safe deposit would be pretty secure. But, real security would be someone that insures wallets. Not there yet, as far as I know.

thundara  ·  4274 days ago  ·  link  ·  

All these things already exist, yet I hear stories every week of people whose backup solution failed in some way.

mk  ·  4275 days ago  ·  link  ·  

Personally, I think it's a mistake that people judge bitcoin as a currency. I see it as a currency-interacting tool. It can fail at the currency test, and still be valuable.

wasoxygen  ·  4046 days ago  ·  link  ·  

    one of the problems: loss of currency and the ability to inflate
How big a problem is that? People lose money and goods all the time, often irretrievably.

Compared to other stores of value, you have at least as many ways to protect your assets:

Paper currency in your wallet : a paper wallet

Gold bars in a bank vault : magnetic, optical, or (better: and) flash memory storage in a bank vault

Trusting a third party to hold your dollars : trusting a third party to hold your BTC

It's true that lost fiat currency can be replaced by printing more. But that is the chief distinction that makes bitcoin appealing -- its value cannot be diluted by creating more. Just like authentic Picassos, you are guaranteed that the supply will never be inflated.

    I don't see how it can scale
There will ultimately be 21 million units in circulation, less those which are irretrievably lost. Even if an awful lot are carelessly lost, those that remain can be subdivided as necessary to cover as many transactions among as many people as desired.

    On a long enough timeline, bitcoins can only deflate in value
"Deflation" means bitcoins will tend to increase in value, as the supply is capped and will eventually only erode due to accidental loss, as with authentic Picassos. There is concern that this will lead to hoarding, but I don't see the problem. If it's a Picasso, all you can do is store it or sell it. But if the value of your BTC holdings increases by 3%, you can trade just that increase, or trade a part of it.
thundara  ·  4046 days ago  ·  link  ·  

    How big a problem is that? People lose money and goods all the time, often irretrievably.

Sure, but the treasury can always print more. In the grand scheme of things, it's probably not that big a problem (Clearly hasn't stopped its growth thus far). I haven't the faintest clue in the world what is the rate of deletion versus the rate of influx of bitcoins to the market...

    "Deflation" means bitcoins will tend to increase in value

This is what I get for commenting on an article without the most basic grasp of economics. Ignore that transmission. >_<