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QOL in my old age is the Big Question for me, too. The US is going to basically let my generation die off... we are stuck in the middle of the Boomer, who are going to spend every last cent they can before they die and deplete every federal system, and the Millenials, who don't have a plan, and won't have any real power until my generation is out of their way. So what I do I want to do with the 25-30 years I have left? Fight Y'all Qaida? Or move to a beach and drink mai tais every day?