I'm looking into getting a cash back rewards credit card. I have a credit score of 790 and I have been looking at the chase freedom card and the Bank of America card as I Bank with Bank of America. I'm open to other cards as well. Any experiences or tips?
I have the chase freedom card, and I've never really had an issue. I feel like its hard to judge whether a card is good or not until you actually have an issue with the card, and you see how the bank resolves it. From researching both cards, I feel like the best option is gonna be the card you bank with. It's usually much easier to pay balances with an account connected to the CC in question. I bank with Chase, so I have chase freedom. Beyond that Chase freedom has a 5% cash back deal in rotating categories that for the most part make at least one thing in the category worth it. I think this rotation is grocery stores, and the previous cycle was gas. Then there is 1% on all other purchases. I've traveled out of the country twice with the card, one call is all it took. After that I never really had a problem with the card. If there was anything specific you wanted to know just let me know. (I'm not sure how you handle money I would assume you handle it well with that credit score, mine is around the same).
I have a Chase Freedom and have been pleased with it. First time I had a fraudulent charge, they called me before I knew it was there. Second time, I caught it. Both times it was a painless process to say it isn't my charge and get a new card. Easy.
I went with the BarclaysBank Apple Card, which gives me a crapload of cash back in the form of $25 Apple gift cards. I have nine of the things on my desk at home right now! They just keep sending me money. And their online site is pretty well done. Simple, easy to navigate.