Most people can get prepaid credit cards, also known as "secured" credit cards, because there's honestly no real extension of credit. You've already given the company your money and the only money they let you spend is that. You want to keep an eye out for fees associated with the cards. This industry is currently fairly unregulated so the fees often aren't readily disclosed. Things like a monthly maintenance charge, atm withdrawals, "over limit" penalties. Be careful, ask a lot of questions, or else you might get hit with unpleasant surprises. Unlike credit cards and banks, the companies aren't required to issue disclosures on these - you'll have to ask. If you already have a bank account, I find it difficult to think why you'd want one of these unless it would allow you to make US payments and your bank card won't. Sorry, really just saw an opportunity to nerd out about credit/debit cards and stuff, and took it.