If my fiancee didn't already own a house, I would have been one of those "renters for ever" kind of guys. I had accepted that, and was planning for it. I found a house with four bedrooms, and a reasonable monthly rent. I moved in and rented out the other three rooms to young couples who were trying to get a start. The two people could live in a small room for a year or two, pay low rent, play house, and save a little money. I could live with interesting young people, pay low rent, and feel good about helping out some young couples. It worked great, and I planned on just continuing that way for as long as I could. Then I met my fiancee. Now we live together in her house. It's probably the only house I will ever live in again. And that's a big change for me, but also pretty dang cool. And, an added benefit, is that when I fix things around the house, or do home improvement projects, I am improving HER house. Yeah, we will soon be married and all that, but this will always be HER house, and it feels really good doing nice things for HER house. But yeah... that Pew calculator? I'm dead center in the middle - 52% - for Seattle.