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kleinbl00 · 3188 days ago · link · · parent · post: The retirement revolution that failed: Why the 401 (k) isn't working
1) You're with Fidelity. The fact that you're paying little in fees for Vanguard funds is a function of Vanguard, not Fidelity. Again, check the fees Fidelity is making. 2) Index funds do not "own pretty much everything you've heard of." Index funds track indices and even two S&P funds from two different companies have different compositions and different fee structures. 3) Don't talk to me like I'm an idiot. 4) It's entirely possible that even paid in full, you don't own your condo. You own a legal share of a 99-year-lease. That's the mechanism by which many condominium associations enforce their rules.