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comment by user-inactivated
user-inactivated  ·  3188 days ago  ·  link  ·    ·  parent  ·  post: I finally (almost?) got a job!

    I have absolutely no idea how to budget. I haven't had to learn this the hard way, I just know that I don't know how.

Only buy what you need. If you have trouble with that, then it's time to break out the spreadsheets and stuff. London in certain parts is as expensive as hell, so, keep that in mind. Don't go to restaurants, don't go out for drinks (if you're really truly broke, that is).

    A lot of my classmates have complained to me about how they always a bit short of money in the first month

It's a delicate conversation to have, but companies are usually used to new hires straight from college asking for a pay advance to cover living expenses. But if you think you can make it without, start building the frugality habits now.

London is one of my favorite cities in all the world. Have fun!





rjw  ·  3187 days ago  ·  link  ·  

Thank you! I went to university in London for my master's, so I am definitely aware of how expensive the city is - and how the extortionate cost of getting food is often just not worth it.

I'm not sure about getting an advance, I think I can manage without. Bank of Mum and Dad, for the first month. Damn I owe them money as well... Sigh.

user-inactivated  ·  3187 days ago  ·  link  ·  

Keep it in the family.

rjw  ·  3186 days ago  ·  link  ·  

What do you mean? Sorry, I looked up "keep it in the family" and there are several definitions.

user-inactivated  ·  3186 days ago  ·  link  ·  

A time-tested way to save money is by keeping debts/contracts in the family as much as possible. This way you aren't hemorrhaging money to banks and external institutions.

rjw  ·  3186 days ago  ·  link  ·  

Ahh, ok! That's the plan.