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Oh, that's my first badge! Thank you so much. Yeah that's what I heard about budgeting! I haven't stuck to a formal budget, but I do try to be thrifty. I found that when I was at university it was very stressful so I bought more pre-prepared food and takeaway instead of cooking my own. I really missed cooking (I find it relaxing). I think that good financial habits are hardest to stick to when you have a lot of other things on your mind. Hopefully I will fall into some sort of sensible routine - although I expect things will be pretty hectic for the first few weeks.