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comment by OftenBen

    erosion of medical benefits

I believe the thought process goes something like this.

'Hey I have a little in savings so I'm protected if things go bad.'

'Oh shit, diagnosis that means lots of expensive care or I die.'

'Oh shit, turns out that even with expensive care, I die eventually anyway, but I die broke'

'I want to leave something for my kids/grandkids/spouse, no way in hell am I destroying whatever nest-egg I have for a few more years of life'

keels over