Good ideas and conversation. No ads, no tracking. Login or Take a Tour!
fr33lunch · 3662 days ago · link · · parent · post: Welfare Reform in the US. What, if anything is needed?
Micro-lending is a viable alternative. Organizations like Kiva.org have had great success rates. As Americans, I think we are quick to rally round kickstarter as though it were a micro-lender, but there are other options available.In urban areas I would love to see small business loans made available easily and cheaply. Not huge loans, but something where a person can start a food stand, open a lawn care business, etc. Small one or two person operations that the proprietor can feel proud of. There's no access to credit for most people who live in ghettos, and giving them a couple hundred bucks per week does very little to help their mobility, although it adds up to a lot of money in the long term.