I dont know. I question the use of the word "voluntary" in this American society where you're literally bombarded with marketing and outside influences trying to direct your life from birth for the purpose of profit more than anything else. I mean, from my current perspective, what you're saying is that those millions of people are the architects of their own suffering by allowing a select few to control the resource used as a means of survival in the system (money.)
Do you believe that, if you or someone you approve of can control the way others behave, you will make better decisions for them than they do?the word "voluntary"
You are concerned that advertising influences the way people spend their money, yet you want to talk about "why we allow" people to receive money in exchange for goods and services. If you do not allow people to sell stuff, you are directly controlling them.