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One of the most important positive developments of our time – both underpublicized and underappreciated — is our growing ability to send and receive money securely across space. It’s not just Paypal or Bitcoin in the West, as the truly significant gains from payment systems are coming in the developing world. In particular, the efforts of the Indian government to set up a biometrically-based payments system are improving the lives of many millions and may go down as one of the most impressive achievements of contemporary times.