I feel you on the math. I basically avoided it from second year of high school on. I don't know how things are where you live, but around here it's pretty tough to get odd jobs at the moment. Also, in my personal experience, taking a hiatus rather than de-escalating activity has made whatever it is, much harder to pick up again. Everyone is different, but I think it's worth thinking about.
That applies to what I'm saying too. A potential employer might not appreciate or understand why you decided to take a hiatus. Not to mention that new potential employees will be graduating, as qualified for whatever jobs you're interested in pursuing as you are. It seems to me, that it would be possible to take some time off while looking for jobs you might be interested in. You never know when a good opportunity could come along and it would be a shame to miss out on it.
Ugh. Frak that. I refuse to adjust my lifestyle for future employers. xkcd puts it better than I can: http://xkcd.com/137/ I'm sorry for sounding like a bellend, but I just don't see the value in thinking that. If a potential employer doesn't like what you're doing with your life, why not just hop on to the next?