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kleinbl00  ·  531 days ago  ·  link  ·    ·  parent  ·  post: Interest-Only Loans Helped Commercial Property Boom. Now They’re Coming Due.

    As for your building, if its worth 1.4m but nobody is buying its not worth 1.4 mil.

This is absolutely correct, but if you speak it aloud you kill angels. If you refinance it at 1.2 you just actualized a loss of $200k. The comps in the city go down by $200k. Commissions go down by $200k. This is one reason why pretty much all commercial real estate brokers no longer list anything - if you make it public, you move a very, very thin market.

We're reaching the point where people are going to have to start speaking this stuff aloud because it's being refinanced. It's being sold. It's being recorded in the public record. And then it will be in the economic data, and then it will be the new reality, and then it will be a crisis.