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I wouldn’t touch Ripple with a 10’ pole. No one ‘investing’ in it is looking beyond the price. As for the black market, btc may be losing its edge: https://www.bloomberg.com/news/articles/2018-01-02/criminal-underworld-is-dropping-bitcoin-for-another-currency Bloomberg failed to mention that btc is also very expensive and slow. Making bitcoin transactions is eye-opening. I suggest anyone that owns (“owns” if it’s on an exchange) btc to try a genuine transaction.