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I would think that the pinch would come from insurance agencies before it would come from real estate and related branches.
Insurance will definitely play a part. But insurance is not a significant cost center. A couple of percent off here or there is not going to move the needle on the bottom line. Whereas, suddenly getting another 20k sq feet of rentable space from an existing building, with nothing more than a minor policy change? That's more money every single month of every single year, and adds up to Big Dollars very fast.