Chances are, the answer is "yes". In the US it is in the top 5 causes of death, with over 118,000 people dying of auto related accidents a year. Scary stuff.
Today I was in an accident. Everyone is fine, it was just a fender-bender. Still, I felt very bad about it as it was absolutely my fault.
One minute your listening to Talk of the Nation and the next your slamming in to the rear of the car in front of you. In a moments notice, everything can change. I blame Neil Conan.