by kleinbl00

“What we found is that behind the rate quotes is a pricing process that judges you less on driving habits and increasingly on socioeconomic factors,” the consumer organization reports. “These include your credit history, whether you use department-store or bank credit cards, and even your TV provider. Those measures are then used in confidential and often confounding scoring algorithms.”

I'm lovin' it 'cuz my wife got in a fender-bender last night (everybody's fine; LAPD was in a rippin' hurry, cut across a lot of traffic and the guy in front of my wife slammed on the brakes, thanks for asking) while also recognizing that it's rankest bullshit to not base insurable risk on insurable behavior.