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bgritzut's comments
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bgritzut  ·  4325 days ago  ·  link  ·    ·  parent  ·  post: What does being in love feel like to you?

I think I have a rather unique experience compared to other people as she is the only girlfriend I ever had and I am the only boyfriend she has ever had. We have been together for almost 7 years, and we know we will get married in the next couple years.

I knew she was the one from the very beginning, as in literally, so you could call it love at first sight.

To get to your question, love is like completion. We can tell each other everything and I mean absolutely everything. There is also absolute trust. So for example, access to each others bank accounts, credit cards, etc. because we know each others character so well that we know the other has such high moral standards.

There's a lot more but I'll keep it short and sweet for you.

bgritzut  ·  4491 days ago  ·  link  ·    ·  parent  ·  post: How about we take another look at banking?

That is the central bank, they conduct monetary policy much like the fed.

bgritzut  ·  4494 days ago  ·  link  ·    ·  parent  ·  post: The sociology of Greyhound Buses.

Brings back lots memories of when I had to ride the greyhound. Absolutely agree with all the "rules" mentioned in the article.

bgritzut  ·  4502 days ago  ·  link  ·    ·  parent  ·  post: James Altucher: The Trillion Dollar Lies
Been reading his blog for a while now and while I don't agree with everything he says, I do think he has some valuable life lessons to share.
bgritzut  ·  4590 days ago  ·  link  ·    ·  parent  ·  post: Apple Discovers a New Market in China: Rich Boyfriends
From what I hear from my Chinese friends here (U.S.), although they use services such as FB, they still prefer the Chinese equivalents: RenRen, Weibo, QQ, etc. Apparently it has more functionality. Since I don't know the language, I obviously can't use it to compare, but it seems the "knock-off" sites resonate with the Chinese population much more.
bgritzut  ·  4611 days ago  ·  link  ·    ·  parent  ·  post: Arstechina reviews new Nokia Lumia 900
Point taken, but to be fair, I honestly don't find Apple products as intuitive as they're hyped up to be. For example, shuffling a playlist on the iPod, turning on 3G was quite annoying on the updated iOS, print screen, actually closing apps, etc. While it's simple once you figure it out once, it is definitely not so simple that an elderly person whose never used a computer before would get (would someone whose never used an Apple product before think that double clicking the button brings up a list of open apps that they thought they have already closed?). I find that people really like the elegance and design of the products, which drives them to learn more about it and play around with it to figure things out.

I don't think people will have much difficulty navigating around Windows Phone, and I believe it is just a question of the coolness factor.

    ...described the mission as “uneventful,” saying that there was “no contact, no reaction from China.”

I wonder if there was no reaction because China does not really care about US planes and the zone was only meant for Japanese even though they state all non-commercial flights regardless of nationality.

Regardless, if things were reversed and China flew unarmed planes through an American no-fly zone, I'm sure the media will make a big deal out of it.

bgritzut  ·  4031 days ago  ·  link  ·    ·  parent  ·  post: Veenspace is live! My new blog on interesting urban issues.

As someone who almost went into urban planning for college, this is of great interest to me and I'll definitely be following your blog. Would love to read more ideas about solving the traffic issues plaguing big urban cities.

bgritzut  ·  4234 days ago  ·  link  ·    ·  parent  ·  post: What was your first porn and has it affected your life in any way?

Like BrainBurner, I was quite young as well when I was first exposed to porn and I believe it really has made quite an impact on me. I can remember exactly the first pornographic picture I was exposed to (a picture of pornstar Sky Lopez squatting wearing nothing but a pair of clear stripper heels). I feel that picture has shaped how my definition of sex and sexuality. I will ask my girlfriend to wear a pair of heels whenever we do anything sexual. I love to buy her heels and we always "break them in" by having her wear them while giving me oral. I also find porn itself as sex if that makes any sense as I will be taking pictures or videos everytime we're doing anything sexual. I have an encrypted hard drive full of pictures and videos of her.

bgritzut  ·  4291 days ago  ·  link  ·    ·  parent  ·  post: About to buy some headphones.

I'll recommend Audiofly AF33.

http://www.audiofly.com/headphones.html

I personally have the AF56 and AF78 and they're fantastic.

They do provide both numbers so it's not like they're trying to cover anything up. Using the core cpi just helps provide a smoother indication as illustrated in the third graph in the link,

http://www.stlouisfed.org/publications/itv/articles/?id=2086

What's important is that whoever uses it understands the methodology.

bgritzut  ·  4353 days ago  ·  link  ·    ·  parent  ·  post: Thoughts on Capitalism

    ...I always ended up being the devil's advocate for capitalism

That's sad to hear. I too am a firm believer in capitalism. While there are flaws, its the best we have so far.

You mention a lot about commodities and link capitalism with the desire of consumer products. I agree that people do "worship" material goods but reject the idea that this defines capitalism. Instead, capitalism has given us choice and freedom. Technology gives us time which we can utilize as we wish. R&D in areas such as medicine and health help save and improve lives. Consumer goods such as automatic shower cleaners and toilet cleaners help us live cleaner/hygienic lives.

I believe a class trip will open their eyes to how lucky they are to be living in America (I'm assuming America - and yes, I am just joking about the trip, I know students probably don't want to fork out thousands of dollars to travel).

bgritzut  ·  4491 days ago  ·  link  ·    ·  parent  ·  post: How about we take another look at banking?

    Since banks are such important entities, I feel like we cannot leave it in the hands of corperations, so how about non-profit banks?

The intention of a bank (retail/traditional banking) is to act as a intermediary between savers and lenders. Without this intermediary, there are enormous search costs and default risk. The bank is suppose lower search costs and to do due diligence to ensure only loans are made out to credit worthy borrowers. They are providing a service and should be paid accordingly.

    One of the "products" these banks could offer is being a sorts of broker between parties to let them get to a lending contract. As compensation, the bank would recieve a certain percentage of the intrest paid.

This is what traditional/retail banking is.

Hopefully that didn't come across as attacking your post, but the 07-08 financial crisis had a lot to do with the non-retail banking sector acting like the retail banking sector without the regulation and capital requirements. Mortgages use to originate from retail banks to the customers, but investment banks began packaging mortgages together and this allowed rates to be reduced (good innovation that helps in home ownership). However, with mortgages being quickly shipped to the next party, (retail) banks became increasing lax (as they would not be holding onto it). Long story short, these products were treated as very safe securities and used as collateral in the overnight market. Lots of incentive issues, regulation, and other problems led to the financial crisis.

The retail banking model is however very standard and I don't think there is any issue with it (although you could make points about being ripped off in fees, etc., I am just referring to the basic framework of retail banking).

bgritzut  ·  4494 days ago  ·  link  ·    ·  parent  ·  post: Mark Kitto: You'll never be Chinese

    Modern day mainland Chinese society is focused on one object: money and the acquisition thereof. ...Traditional family culture, thanks to 60 years of self-serving socialism followed by another 30 of the “one child policy,” has become a “me” culture. ... Social status, so important in Chinese culture and more so thanks to those 60 years of communism, is defined by the display of wealth. Cars, apartments, personal jewellery, clothing, pets: all must be new and shiny, and carry a famous foreign brand name. In the small rural village where we live I am not asked about my health or that of my family, I am asked how much money our small business is making, how much our car cost, our dog.

To be fair, it is like this in the west as well...

bgritzut  ·  4501 days ago  ·  link  ·    ·  parent  ·  post: Coffee: The Greatest Addiction Ever
I consider myself very lucky that I am not addicted to coffee. I save over $1000 annually because I have no desire to lineup at Starbucks every morning.
bgritzut  ·  4502 days ago  ·  link  ·    ·  parent  ·  post: James Altucher: The Trillion Dollar Lies
His blog is really not bad, especially if you take the time to read all his posts that cover essentially his entire life. Whenever people ask me what the American Dream is, I point them to his life because he makes a lot of mistakes like failing out of school (phd), many failing businesses, relationship failures, but he manages to bounce back through hard work. Not many places give you second chances like this.
bgritzut  ·  4555 days ago  ·  link  ·    ·  parent  ·  post: Ask Hubski: Where should I go next?
Iceland.

It has the natural beauty and lots to do. Scuba diving, whale watching, blue lagoon, geysers, etc. The food is also wonderful (even the street food). The weather is also very nice as it is not too cold nor hot.

bgritzut  ·  4589 days ago  ·  link  ·    ·  parent  ·  post: Shareholder Spring - Finally, shareholders are speaking up
bgritzut  ·  4590 days ago  ·  link  ·    ·  parent  ·  post: The Walled City Formerly Known as Kowloon
    Despite it being a hotbed of crime many of its inhabitants went about their lives in relative peace with children playing on the rooftops and those living in the upper levels seeking refuge high above the city.

I admire how they leave the innocents alone (at least that is how I interpret it).

bgritzut  ·  4590 days ago  ·  link  ·    ·  parent  ·  post: I am a statistician and I buy lottery tickets
Awesome article. Here are a few who used math to their advantage to win.

Mohan Srivastava - Winning the scratch lottery tickets http://www.wired.com/magazine/2011/01/ff_lottery/all/1

Group of MIT & Northwestern educated win millions during "rolldown week" http://socialbarrel.com/high-rolling-well-educated-gamblers-...

bgritzut  ·  3930 days ago  ·  link  ·    ·  parent  ·  post: MtGox Implodes, Shuts Down
bgritzut  ·  4022 days ago  ·  link  ·    ·  parent  ·  post: The Diet From God

There was an interesting article in GQ about fasting (only water is allowed).

http://www.gq.com/life/fitness/201311/six-day-water-fast-die...

bgritzut  ·  4025 days ago  ·  link  ·    ·  parent  ·  post: End the 1 Percent’s Free Ride: Taxing Land Would Solve America’s Biggest Problems

Then would corporations have to pay a higher tax on the land they own as well? If so, costs of goods would increase, if not, what's to stop a person from starting their own corporation and using their firm to buy the land their house is on.

Furthermore, I believe it will just shift portfolio distributions. One would prefer to own shares of firms that require little real estate to operate like internet firms. Credit card and internet banking business come to mind as they are able to reach millions of customers without requiring lots of real estate. Manufacturing would get punished and I would foresee lots of middle class workers who work in manufacturing/industrial type jobs to get laid off.

bgritzut  ·  4055 days ago  ·  link  ·    ·  parent  ·  post: Trading Sardines

On exchanges, the quality would be specified in trading though.

bgritzut  ·  4057 days ago  ·  link  ·    ·  parent  ·  post: IPad Air announced

If you exclusively consume media and write emails, then tablets are quite suitable. They take up little to no space and are easy to carry around (one could argue laptops are portable as well, but compared to tablets, I find the difference to be quite big and I use a Lenovo X1).

I was looking at getting a surface pro as it met the amount of computing power I needed on a daily basis. And the fact that it has full desktop functionality is very attractive if I needed to use office applications.

That probably explains it. I prefer simple food and don't enjoy intense bursts of flavor.

But still, isn't the context of the sentence suppose to mean that those foods are more enjoyable because the higher levels of glutamate that make it more flavorful?

    Almost all foods have some naturally occurring glutamate in them but the ones with most are obvious: ripe tomatoes, cured meats, dried mushrooms, soy sauce, Bovril and of course Worcester sauce,

There must be something wrong with my tongue. I don't particularly find any of those appetizing and actually don't eat many of those listed.

bgritzut  ·  4305 days ago  ·  link  ·    ·  parent  ·  post: Deep Inside: A Study of 10,000 Porn Stars and their Careers

Interesting. I assume the results were simple averages? I wonder what the results would look like if the 10,000 were weighted by the number of films they have been in.

bgritzut  ·  4312 days ago  ·  link  ·    ·  parent  ·  post: Beautiful and Terrible: Aeriality and the Image of Suburbia

Have you ever lived in the suburbs though? You have so much more space for everything, hobbies and it makes things easier especially if you have a family. Having a car is a must though, but many people like driving anyways.