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also, if it was a 100% insurance, banks would have to either take 0% risk and offer 0% interest, or the money to make it up will keep coming from taxpayers

i don't really care how silicon companies are doing so would rather not the second one, and the first seems to dilute what a bank is able to do by a lot

edit: just saw your other post - yea it's scummy they can pick and choose when they're allowed to ignore the limit