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I debated writing COVID-19 but thought “nah, nobody will call me on this.” I was wrong. It was you. (I've now edited OP) I feel ya re the “not yets.” I hope that my parents and my in-laws can weather this storm. Hell, I’m 42 years old, I hope I can. My wife has already lost her job. She’s our major breadwinner. I gave myself a 30% pay cut too. I was very lucky to have sold my home just prior to all of this or I would be screwed. Stay safe! Don’t get the corona... I mean, specifically COVID-19