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Thanks. I've used the word SMIDSY twice today explaining what happened to me. I realize I have to be even warier and more distrusting than I was. Because I want to keep commuting by bike, it's become a total joy to me to get my heart rate up, not sit in traffic, feel the sun on my face, etc. etc. But I have to ride with 600,000 cranky indifferents. Does this apply to Medicaid? Hope not.because here's a fun one: if you went to the hospital and reported that you were in an accident, YOUR HEALTH INSURANCE IS NOT GOING TO COVER YOUR BILL