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nowaypablo  ·  2348 days ago  ·  link  ·    ·  parent  ·  post: Ask Hubski: I just inherited $40,000 - what do I do?

The right answer to OP's advice is probably "Don't take other peoples' financial advice to make decisions with your own money."

But if you do offer advice, it's certainly more valuable to lay out their options. If I'm not mistaken you wrote a comment a day or two ago about your 5+ IRAs and a list of other non-cash positions. Not to mention the fact that we don't know any financial or other relevant information about OP, except that he's in college and is not in the market for a house.

So if lazy is an unfair adjective, pick your favorite. The point is that you're shying an impressionable stranger away from knowing their options, which includes making their money illiquid if they're not financially responsible.