I'm on a taxiway so this will be bereft of links, but one of the tropes routinely dragged out by the conservatives is the erosion of the family as causal in the erosion of prosperity. The liberals, on the other hand, drag out the erosion of family planning as the erosion of prosperity. I got a kid. I had her when my wife and I were in our late 30s, living a six figure lifestyle. Some wonk pointed out on Twitter that two studies, one on job loss and one on having children, found the same economic impact; having a kid is economically equivalent to losing a job. And we were able to plan it, and we had $90k in savings, and by the time my wife was earning again we had $20k. The more economic prowess you have, the more resilient you are to financial shocks like having children. But the less economic prowess you have, the less likely you are to factor finances into having a family. Rich people have fewer children, period. And traditional male jobs are on the decline, and the economic costs of raising children well are increasing, and if your head knows you can't afford kids but your heart wants kids, you're going to have kids you can't afford. But if you can plan, you sure as shit won't plan with a partner that can't help.