a thoughtful web.
Good ideas and conversation. No ads, no tracking.   Login or Take a Tour!
comment
user-inactivated  ·  2543 days ago  ·  link  ·    ·  parent  ·  post: Never speak to a debt collector

does anyone know what a "derogatory mark" actually does to your credit score in numbers? every time the city of chicago funds their bullshit by hiding "street-sweeping" signs in bushes i wonder whether to bother paying