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Isherwood · 2587 days ago · link · · parent · post: Credit Cards Encourage Extra Spending as Cash Habit Fades Away
The nicest thing about cash is that it has an intuitive interface - as you spend your physical stack of paper gets smaller and you instantly get feedback on your spending. Cards simply don't have that. I thought programs like Google pay had a great opportunity to improve the interface. Some way of showing your daily "stack of cash". I would love a widget on my home page or an icon in my top bar that depletes as I spend. Something that turns the 1's and 0's of digital spending into something more tangible. I doubt this will come from banks or cards because it's not in their interest. I think it could come from third parties like Google or Mint because "getting your spending under control" is a great selling point.