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Thanks for the input steve, this is my first time navigating something like this and I'm finding it fairly stressful. I actually got notification from the court yesterday that the city has ordered that I be reimbursed for my out of pocket expenses, so that aspect of all this is looking up. And I think I've gathered enough information for my insurance company to explore their subjurgation (sorry, I don't have a spellchecker installed right now). At least, their investigator hasn't told me I need to supply anything else yet.