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Really interesting. Anyone else quite surprised by the 2.7 percent number? Having trouble untangling my thoughts about the report. The data of that time period is skewed by the financial crash, probably. But skewed how? What's the number going to look like for 2012 to 2016? I guess we've already got SIPP info for most of those years. I want to go looking but I'm falling behind at work because I'm reading a census report, which just sounds ridiculous when I type it.