You have a good outlook, which as you know, is really important. That lawsuit sucks though, that would freak me out a bit. What sucks the most is that my natural inclination would be to reach out to the family bringing suit and say, "hey... I'm a person, just trying to make a living by genuinely helping people. I had very little, to nothing, to do with whatever grievance you have, yet I still have to pay an attorney to protect me. Do you think that's right or fair?" --but any attorney will advise to NOT DO THAT. The litigiousness of our society is a bummer, to say the least. Good luck with it all to you, your wife and your friends. Hard times, but you are not unaccustomed to hard times. You'll be fine. You are one of those people who I don't worry about. Your compass works well.