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steve  ·  3182 days ago  ·  link  ·    ·  parent  ·  post: The retirement revolution that failed: Why the 401 (k) isn't working

    Sitting on SSI payouts and a pension and a 401(k). And a house fully paid off. (!!!!) They are both set up as long as they don't live too much longer than 100

That may have something to do with the time in which they lived... But clearly they have made some sound life decisions. I know a dozen people their age who are barely eeking it out week by week. Those SSI payments? If they're lucky that's like $1500 per month. That Medicare? It doesn't cover everything. Be glad they made the choices they did at the times they could.

On the other hand... As a dude trying to scrape by today... Feeling like the world is stacked against me... I hear ya. The chances of me retiring like my parents have (at 71) seems like a distant pipe dream.