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This happens to me so often I don't even notice anymore, but your post was in my head so I took especial offense when, on a $7.04 charge at Chipotle, I handed the cashier a ten, rooted around for four cents, failed, found a nickel, gave him $10.05, said "don't bother with the penny," was given a confused look, and then handed three dollars and one cent. Anyway, I was just on the phone asked to give my credit info for something. When we got to the expiration, I said, "March 2017." The response, was, inevitably: "Soooo... five 2017?" I said, "Well, no, actually." And that's just today.