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I paid off a credit card on February 13, 2007. February 14 I got laid off from my job. Then I had to run the card back up again to establish another life in LA while putting my wife through college in Seattle... paid it off again just a couple months ago, but not without some serious trepidation. Figured it was entirely possible I'd lose my good gig yet again.

I was actually relieved when the annual fee kicked in a day before the payoff went through, thereby giving me a balance of $69.

Damn right I waited until the gig was done for the year before I paid it off completely. When the universe sends you signals like that...