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b_b · 3682 days ago · link · · parent · post: What does hubski know/think of You Need A Budget, or YNAB? And a post on personal finance in general.
Sure, I just meant that I don't think it's necessary to go to the extreme level of detail that a planned budget might. I'm a big picture guy.But when you say you don't have to budget, but just have a good handle on your income and outlays, some would say that that is what budgeting is.