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blackbootz · 3678 days ago · link · · parent · post: What does hubski know/think of You Need A Budget, or YNAB? And a post on personal finance in general.
Favorite subreddit recently. I actually go through and read almost every post. And I second that, planning is the easiest part, it's the refraining that troubles me. It makes me a little embarrassed how often waiting a day to make a purchase has worked on cooling my impulses.