I don't know. As a banker, I'm supposed to be on the banks' side.

The sad truth is that the banking industry exists to make a profit and attempts to make a profit however it can. Often, this leads to the banking industry making colossal oversteps and engaging in risky business (sans Tom Cruise) that does not benefit their consumers. Nowadays, I am aware of several problems ongoing in the banking industry involving taking advantage of consumers - the several posts I've made about the prison industry, AND payroll/payday cards being two I can come up with off the top of my head. Both of these, clearly, need to be regulated in my mind. The prison industry money system problems potentially violate the 8th Amendment from where I sit. In addition, the 14th -

Excessive bail shall not be required, nor excessive fines imposed, nor cruel and unusual punishments inflicted.

Courts have found that incarcerating people for debts they couldn’t afford to pay violates the 14th Amendment.

In addition, the ABA and several other banking lobbyists are actively fighting in order to overturn the "disparate impact" section of Fair Housing law. That's the part that basically states "If what you do adversely impacts classes of minorities, even though we can't prove you did it on purpose, that's illegal and you have to stop."

That right there is one of the reasons I'm pretty sure the ABA doesn't have citizens' rights at the top of its list - or even in the middle.