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    In just two months, we’d gone from making a combined $120,000 a year to making just $25,000 and leeching out funds to a mortgage we couldn’t afford. Our savings dwindled, then disappeared
-2007/2008 was a scary time. This sort of situation was very common and it's scary to think that it could happen again. My guess is that for her to go and fill out those forms was traumatizing. It would be for me and likely anyone else that goes from having a household income of 120k to 20k and have children to provide for. That's extremely scary stuff.

When I read the part where she describes the process of filling out forms etc, I didn't feel like she was complaining so much, did you?